Quick test: Ask yourself how many subscriptions you're on the hook for.

Hard to blame you for failing to come up with a number, or for feeling overwhelmed at the mere prospect of trying.

Let's see. There's TV or internet for shows, such as Spotify and Apple Music, maybe some newspapers or magazines. Don't forget the cloud storage where you keep all those precious photos and videos, and that identity theft protection you need because of all of the data breaches, holes and hacks.

Overwhelmed yet? We're not done.

There are the meal kits and razor blades delivered to your doorstep to make life easier. Then there's wardrobe you swap out and have delivered on a regular basis through Rent the Runway. Maybe that extends to your ride, a car subscription that lets you drive your vehicle of choice.

That's not even counting the apps, , online genealogy, home security monitoring, audio and e-books, ink cartridges, videogame catalogs and that health-tracking service you forgot about that you pay for each month. Then there are those expired free 30-day trials you've long forgotten about still an unseen part of your world.

Feeling oversubscribed? Or maybe over being subscribed. Subscription fatigue is on the verge of reaching epidemic proportions.

What's more, the trend toward getting you to sign up is getting more intense when it comes to streaming media. The spectrum of apps and services, including Netflix, Amazon Prime, Hulu, HBO, Showtime and YouTube, is about to get even more crowded with the advent of Apple TV+, HBO Max (from AT&T), Peacock (from Comcast/NBCUniversal) and Disney+.

There are more than 300 video services streamed over the Internet (or what they call "over-the-top"), says Deloitte vice chairman Kevin Westcott, who leads the company's U.S. telecommunication, media and entertainment practice.

"That tells you we definitely have a problem," he says.

For the record, the average household subscribes to three.

Why do we subscribe?

As we transitioned to this sharing economy, we've seen "that globally, people have become more inclined to say that they want subscription-based services rather than to outright own something," says Virna Sekuj, strategic insights manager with the GlobalWebIndex market research firm.

How many subscriptions are too many?

"Things are getting absurd," behavior analyst Sean McCoy tweets in response to a U.S. TODAY question on the topic. Though he's had subscriptions for years to multiplayer online role-playing games, he says, "my wife and I just took inventory and weeded (out) anything we didn't really need."

The impulse to subscribe to a video service may be largely built around the idea of convenience. That's the promise anyway. The basis of the old cable model was that all this content was aggregated in one place, and your TV subscription is very likely bundled with broadband in the home.

"If only there were one service that could bring me all the content in one easy box. Oh wait, it's called cable, and it's been around for 40 years," says Andy Gibs a Northern New Jersey father of two.

Dana Strong, president of Comcast's Xfinity Consumer Services, says the company's X1 platform was created in part to help reduce the friction consumers may experience in leaving one video app for another or leaving linear TV for on-demand programming.

"Having the ability to elevate the content out of the app into an integrated search engine and user interface makes the content discovery that much easier, particularly when you connect it with a voice remote," she says.

If you're a cord-cutter looking to ditch cable, your motivation may have more to do with saving money—why pay extra loot to the cable guys for hundreds of channels you never watch? But there are no guarantees you'll come out ahead financially.

"My husband insisted on cutting the cable and switching to multiple streaming services," Deb McAlister Holland wrote on Facebook. "I can't articulate how much I hate it. Terrible user interfaces. Half a dozen separate sets of preferences to update. Annual fees. Monthly fees. Delays of days, weeks, or months before TV shows are available."

But which one(s) do I need?

Consumers may feel compelled to sign up for multiple video subscriptions because quite frankly this or that service is the only place to go watch some program all their friends are telling them you to binge on.

That's what Apple will be banking on when it launches shows around such stars as Jennifer Aniston and Reese Witherspoon as part of Apple TV+. It's another play by the company to attract and keep customers within its ecosystem.

Unfortunately, as shows are spread out across numerous services, chasing content may take a lot more effort on consumers' part and cost you more than they counted you were counting on. Just ask a frustrated parent lamenting the fact that Disney pulled its content off Netflix in favor of its own soon-to-launch Disney+ service.

Does all this actually save us money?

For many consumers, it may be a challenge just getting a handle on what they already pay for, and those "trial" subscriptions to some app or rates for a product they signed up for years ago and simply forgot about. If the bill automatically renews online, customers don't get that monthly statement in the mail to remind them.

You probably pay more for subscriptions than you think.

An analysis last year by the WestMonroe consulting firm of 2,500 Americans' budgets found that 84% of people underestimated what they spent each month.

Bootstrap Media managing director Gene DeRose describes the problem of subscription fatigue as a feeling of complete bewilderment. "We're all more than ever innocent victims of the blood wars between big tech players, who could easily enable all of these systems to more elegantly talk to each other but refrain from doing so because they're wired to keep all the bricks in place in their respective walled gardens, lest they lose leverage."

Where to go to cancel

The most prudent remedy for consumers is to take the time to figure out which services they are paying for. The first place to start is credit card statements. Do a bit of digging to see which recurring charges are attached to your smartphone and other Android or iOS devices.

For Android users, start in the Google Play store and sign into your Google Account. Tap Menu, Subscriptions and choose the subscriptions you want to wave bye-bye to.

To get started on an iPhone or iPad, go to Settings, tap your name at the very top, then choose the Subscriptions on your potential hit list.

You can always follow the path McCoy and his wife took. Reach out to every service you rarely, if ever, use and utter three simple words: "Cancel my subscription."