Reducing false positives in credit card fraud detection
Have you ever used your credit card at a new store or location only to have it declined? Has a sale ever been blocked because you charged a higher amount than usual?
Sep 20, 2018
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Have you ever used your credit card at a new store or location only to have it declined? Has a sale ever been blocked because you charged a higher amount than usual?
Sep 20, 2018
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Some popular apps on your phone may be secretly taking screenshots of your activity and sending them to third parties, according to a new study by a team of Northeastern researchers.
Jul 6, 2018
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Could smartphone motion sensors be used by cybercriminals to record speech? It is a question that many academic and industry researchers are working to answer in order to ward off this kind of malicious use before it happens.
Jun 15, 2018
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Machine learning computer systems, which get better with experience, are poised to transform the economy much as steam engines and electricity have in the past. They can outperform people in a number of tasks, though they ...
Dec 21, 2017
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(Tech Xplore)—Joshua Browder, founder, DoNotPay, has expanded a "robot" initiative to cover more categories and provide not only guidance and letter formats for communicating complaints.
(Tech Xplore)—Knock, knock. Who's there? Me. Me who? No, no need to ask, and no need to answer.
As long as humans are writing software, there will be coding mistakes for malicious hackers to exploit. A single bug can open the door to attackers deleting files, copying credit card numbers or carrying out political mischief.
Nov 16, 2016
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Between email, social media accounts, utilities, and banking and credit card accounts, the average person has 27 discrete online logins used to log into personal and professional computers, and security experts spend countless ...
Sep 27, 2016
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(Tech Xplore)—Security research alert: There is something around called KeySniffer. Hang around with the wrong kind of keyboard, and you may find it has sniffed up personal identification and access numbers you really do ...
(Tech Xplore)—A new startup based in Paris, France has created a service called Virtuo that allows customers to rent a car without having to visit a rental office—instead, they can do everything they need to do to rent ...
A credit card is part of a system of payments named after the small plastic card issued to users of the system. It is a card entitling its holder to buy goods and services based on the holder's promise to pay for these goods and services. The issuer of the card grants a line of credit to the consumer (or the user) from which the user can borrow money for payment to a merchant or as a cash advance to the user.
A credit card is different from a charge card, where a charge card requires the balance to be paid in full each month. In contrast, credit cards allow the consumers to 'revolve' their balance, at the cost of having interest charged. Most credit cards are issued by local banks or credit unions, and are the shape and size specified by the ISO/IEC 7810 standard as ID-1.
This text uses material from Wikipedia, licensed under CC BY-SA