Business

Labor Department warning opens divide on crypto in 401(k) plans

Lawmakers and investor advocates are ringing alarms over the idea of allowing cryptocurrency into 401(k) and other retirement plans, especially after a turbulent month that saw some projects implode and other cryptocurrencies ...

Business

A Bezos-Biden squabble: Can corporate taxes tame inflation?

Jeff Bezos this weekend became the latest centibillionaire to launch a political fight on Twitter by denouncing a tweet from President Joe Biden about corporate taxes as "disinformation" and "misdirection."

Automotive

How space is connecting cars

Today's connected cars are dynamic, updateable devices—and, because they can be updated, they are well equipped to become tomorrow's cars. ESA is working with European carmakers to ensure that connected vehicles harness ...

Telecom

Digital divide: Data highlights internet inequities in Chicago

In 2021, the Infrastructure Investment and Jobs Act authorized $65 billion to expand broadband access and adoption, and address disparities highlighted by the COVID pandemic and the shift to remote work, school and health ...

Energy & Green Tech

Stellantis pours billions more into Canada, electric

Automaker Stellantis said Monday it will invest $3.6 billion Canadian dollars ($2.8 billion) to upgrade two Canadian assembly plants and expand a research center as it accelerates its long-term electrification strategy.

Energy & Green Tech

The role of industrial clusters in advancing the energy transition

During COP26 in Scotland last year, the World Economic Forum, in collaboration with Accenture and Electric Power Research Institute, launched the initiative Transitioning Industrial Clusters towards Net Zero in a bid to accelerate ...

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Investment

Investment has different meanings in finance and economics. Finance investment is putting money into something with the expectation of gain, that upon thorough analysis, has a high degree of security for the principal amount, as well as security of return, within an expected period of time. In contrast putting money into something with an expectation of gain without thorough analysis, without security of principal, and without security of return is speculation or gambling.

Investment is related to saving or deferring consumption. Investment is involved in many areas of the economy, such as business management and finance whether for households, firms, or governments.

To avoid speculation an investment must be either directly backed by the pledge of sufficient collateral or insured by sufficient assets pledged by a third party.[original research?] A thoroughly analyzed loan of money backed by collateral with greater immediate value than the loan amount may be considered an investment. A financial instrument that is insured by the pledge of assets from a third party, such as a deposit in a financial institution insured by a government agency may be considered an investment. Examples of these agencies include, in the United States, the Securities Investor Protection Corporation, Federal Deposit Insurance Corporation, or National Credit Union Administration, or in Canada, the Canada Deposit Insurance Corporation.

Promoters of and news sources that report on speculative financial transactions such as stocks, mutual funds, real estate, oil and gas leases, commodities, and futures often inaccurately or misleadingly describe speculative schemes as investment.

Investment: thorough analysis and security. Speculation: analysis and some risk. Gambling: lack of analysis and lack of safety.

This text uses material from Wikipedia, licensed under CC BY-SA