Computer Sciences
When artificial intelligence models pore over hundreds of gigabytes of training data to learn the nuances of language, they also imbibe the biases woven into the texts.
Jan 15, 2024
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34
Energy & Green Tech
Investments in new technologies and infrastructure that help reduce greenhouse gas emissions—everything from electric vehicles to heat pumps—are growing rapidly in the United States. Now, a new database enables these ...
Sep 15, 2023
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10
Consumer & Gadgets
Energy poverty denotes difficulties in meeting basic needs caused by the price of energy. Low-income residents of sparsely populated rural areas living in old houses have already been identified as one of the groups at risk ...
May 3, 2023
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23
Business
Troubled Japanese conglomerate Toshiba said Thursday it will "support" a $15 billion takeover bid by a consortium led by investment fund Japan Industrial Partners.
Mar 23, 2023
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7
Internet
If you are a regular online shopper, you probably scoured Cyber Monday deals with eagle eyes. But did you also carefully go through the privacy policies you were consenting to before clicking "I Agree" on those business-to-consumer ...
Dec 7, 2022
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Business
Elon Musk began Friday his first full day leading Twitter, with critics and fans anxious to see how the world's richest man will run one of the most prominent social media platforms.
Oct 28, 2022
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Business
In looking for ways to pay for his takeover of Twitter, Elon Musk has offered up money sourced from his own personal assets, investment funds and bank loans, among others.
Oct 28, 2022
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29
Business
The world's top semiconductor makers have announced in recent months long-term U.S. investments that could rise to more than $400 billion, citing support from a new federal aid program for which the rules have yet to be written.
Oct 26, 2022
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22
Business
Since going public in 2013, Twitter has only occasionally turned a profit, even if it has a commanding role in politics and culture worldwide.
Apr 26, 2022
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5
Business
The Canadian government has provided Transat with up to Can$700 million (US$570 million) in loans to keep the nation's third-largest carrier flying after a precipitous drop in air travel during the coronavirus pandemic.
Apr 29, 2021
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7
A loan is a type of debt. Like all debt instruments, a loan entails the redistribution of financial assets over time, between the lender and the borrower.
In a loan, the borrower initially receives or borrows an amount of money, called the principal, from the lender, and is obligated to pay back or repay an equal amount of money to the lender at a later time. Typically, the money is paid back in regular installments, or partial repayments; in an annuity, each installment is the same amount.
The loan is generally provided at a cost, referred to as interest on the debt, which provides an incentive for the lender to engage in the loan. In a legal loan, each of these obligations and restrictions is enforced by contract, which can also place the borrower under additional restrictions known as loan covenants. Although this article focuses on monetary loans, in practice any material object might be lent.
Acting as a provider of loans is one of the principal tasks for financial institutions. For other institutions, issuing of debt contracts such as bonds is a typical source of funding.
This text uses material from Wikipedia, licensed under CC BY-SA
